Opening a Registered Retirement Income Fund Account

1. Complete a RRIF Application Form (Note: This form is not fillable on line – please print and complete)

  • Please read, print and retain for your records the Declaration of Trust – RRIF document.
  • Note: the top box labeled Contract Number is for office use only

Individual Account

  • Please complete “Annuitant’s Information”. The ‘Spousal Information’ block should not be completed.
  • Designate your Beneficiary by providing full name, address, Social Insurance number.
  • Sign and have your signature witnessed on Page 1 in the Beneficiary Designation block as well as on page 2 of the application form (witness cannot be the beneficiary).

Spousal Account

  • To open a spousal account, the “Annuitant’s Information” block includes the name and information regarding the spouse on whose behalf the account is opened.
  • The name and information regarding the contributing spouse, who is intended to receive the tax benefit, is included in the “Spousal Information” block.
  • Sign and have your signature witnessed on Page 1 in the Beneficiary Designation block as well as on page 2 of the application form (witness cannot be the beneficiary).

2. Send completed RRIF Forms to the ABC District Office

How do I fund my RRSP account?

RRIF accounts may be funded by a transfer from another financial institution or conversion of an existing RRSP account. Complete the RRIF Transfer Form to request a transfer from another financial institution to ABC District Investments Ltd.

Each investor in the ABC District Group RRIF program is totally responsible for arranging yearly withdrawal payments that meet the Income Tax Act guidelines.

Your statement of account and T4RIF will be sent at the end of the calendar year (after December 31 month end).

If you have any questions please contact us toll free at 1-888-474-0063 (Edmonton local 780-474-0063) or email cef@lccabc.ca.